The PNC Financial Services Group, Inc. (PNC) Q4 2025 Earnings Call January 16, 2026 9:00 AM EST
Company Participants
Bryan Gill – EVP, Director of Investor Relations
William Demchak – Chairman & CEO
Robert Reilly – EVP, CFO & Director
Conference Call Participants
John Pancari – Evercore ISI Institutional Equities, Research Division
Robert Siefers – Piper Sandler & Co., Research Division
Betsy Graseck – Morgan Stanley, Research Division
Gerard Cassidy – RBC Capital Markets, Research Division
L. Erika Penala – UBS Investment Bank, Research Division
Steven Chubak – Wolfe Research, LLC
Kenneth Usdin – Bernstein Autonomous LLP
Michael Mayo – Wells Fargo Securities, LLC, Research Division
Saul Martinez – HSBC Global Investment Research
Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division
Matthew O’Connor – Deutsche Bank AG, Research Division
Ebrahim Poonawala – BofA Securities, Research Division
Presentation
Operator
Greetings, and welcome to The PNC Financial Services Group Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.
It’s now my pleasure to introduce your host, Bryan Gill. Thank you, Bryan. You may begin.
Bryan Gill
EVP, Director of Investor Relations
Well, good morning, and welcome to today’s conference call for The PNC Financial Services Group. I am Bryan Gill, the Director of Investor Relations for PNC and participating on this call are PNC’s Chairman and CEO, Bill Demchak; and Rob Reilly, Executive Vice President and CFO.
Today’s presentation contains forward-looking information. Cautionary statements about this information as well as reconciliations of non-GAAP measures are included in today’s earnings release materials as well as our SEC filings and other investor materials. These are all available on our corporate website, pnc.com, under Investor Relations. These statements speak only as of January 16, 2026, and PNC undertakes no obligation to update them.
Now I’d like to turn the call over to Bill.
William Demchak
Chairman & CEO
Thank you, Bryan, and
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